Paying for Care

Understanding the fees andcharges in aged care

 

When deciding to transition into aged care it is important to understand the fees associated with your care and accommodation. Fees may vary according to the type of care you require, the home and room that you choose, and also your financial situation.

We recommend that you seek independent financial advice to discover the best options for you based on your financial situation.

Fees andCharges

 

Care Fee

Basic Daily Fee

+

Basic Daily Fee

All residents must pay a standard Daily Care Fee to cover meals, cleaning, laundry, heating, and cooling. This fee is equivalent to 85 percent of the standard full aged pension.

Like the aged pension, it is indexed with increases every March and September.

Hints and Tips – The Daily Care Fee can be charged up to seven days before you move into residential aged care and must still be paid if you are on social leave or hospital leave from your aged care home.

Means Tested Care Fee

You may be required to help pay the costs of your individual healthcare needs, depending on your financial situation. The amount you are expected to pay increases in accordance with your wealth. But there is a safety net in place, with a yearly cap and a lifetime cap on the amount you have to pay.

The annual cap is currently $33,309.29 and the lifetime cap is $79,942.44.

Hints and Tips –: If you have been contributing to a Home Care Package for home care services prior to entering residential care, the money you have paid will count towards your annual and lifetime safety net.

Accommodation Fee

Depending on your financial situation, Scalabrini offers 3 types of fee payment options. This payment will differ at each of our villages and based upon the room type you choose. As no 2 people are the same, we offer four payment options to choose from for flexibility.

1.Refundable accommodation deposit

If you choose to pay the full lump sum when you leave Residential Aged Care your lump sum (less any deductions, you agree with the aged care home) is refunded. The Australian Government guarantees this refund.

Hints and Tips –: If family members want to contribute to the full bed price (lump sum), it is recommended they seek legal advice because the refund is paid to the estate of the former resident.

2. Daily accommodation payment

If you do not pay a lump sum for the refundable Accommodation Fee, you can instead pay a non-refundable daily Accommodation Fee. It is non-refundable because it is charged at a rate intended to reflect the interest earnings on the price of the room – currently set at 8.34%.

For example, if a room cost $1,000,000, your daily fee would be charged at 8.34% of the $1,000,000 or $228.49 a day.

Hints and Tips –: The rate charged can change four times a year.

3. Hybrid Payment

There is also the option to pay part of the lump sum and then make a smaller daily payment. This would be calculated at 8.34% on the remainder of the lump sum amount.

Hints and Tips –: The rate charged can change four times a year.

Supplementary Payment

Scalabrini villages have an additional supplementary payment.

There may also be a supplementary payment for services provided over and above the normal care packages. 

These cover items and services above the normal which include enhanced menu options, entertainment, Lifestyle and wellness.

OnlineRoom Calculator

Calculated as at 01 January 2024. Subject to change with movements in permissible interest rate.

 

Select village:

Select room type:

Option 1

Refundable Accommodation Deposit

$700,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$159.95 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $140,000

80% Daily Accommodation Payment: $127.96 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit 

$879,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$200.85 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Payment: $175,800

80% Daily Accomodation Payment: $160.68 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit

$930,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment 

$212.50 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $186,000

80% Daily Accommodation Payment: $170.00 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit

$1,030,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$235.35 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $206,000

80% Daily Accommodation Payment: $188.28 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit

$1,140,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$260.48 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit $228,000

80% Daily Accommodation Payment $208.39 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Select room type:

Option 1

Refundable Accommodation Deposit

$550,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$125.67 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $110,000

80% Daily Accommodation Payment: $100.54 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit (RAD)

$500,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment (DAP)

$114.25 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accomodation Deposit: $100,000

80% Daily Accomodation Payment: $91.40 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Select room type:

Option 1

Refundable Accommodation Deposit

$550,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$125.67 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $110,000

80% Daily Accommodation Payment: $100.54 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit

$500,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$114.25 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $100,000

80% Daily Accommodation Payment: $91.40 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Select room type:

Option 1

Refundable Accommodation Deposit

$719,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$164.29 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $143,800

80% Daily Accommodation Payment: $131.43 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Select room type:

Option 1

Refundable Accommodation Deposit

$399,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$91.17 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $79,800

80% Daily Accommodation Payment: $72.94 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit 

$349,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment 

$79.74 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $69,800

80% Daily Accommodation Payment: $63.98 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Select room type:

Option 1

Refundable Accommodation Deposit

$975,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment 

$222.78 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $195,000

80% Daily Accommodation Payment: $178.22 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit

$1,150,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$262.77 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $230,000

80% Daily Accommodation Payment: $210.21 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit 

$1,300,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment 

$297.04 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate).
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $260,000

80% Daily Accommodation Payment: $237.63 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

Option 1

Refundable Accommodation Deposit

$1,800,000

What is this?
This option is a lump sum accommodation payment. The balance of the deposit is refunded when you leave the aged care home less any amounts you have agreed to have deducted.
OR

Option 2

Daily Accommodation Payment

$411.29 per day

What is this?
Instead of paying for your accommodation as a lump sum you can choose to pay a daily fee. The amount you pay is based on a daily rate; as agreed with your service provider in line with the current MPIR (maximum permissible interest rate)
OR

Option 3

Combination Payment

20% Refundable Accommodation Deposit: $360,000

80% Daily Accomodation Payment: $329.03 per day

This is an example only. You may select a payment proportion which suits your particular circumstance.

What is this?

Part refundable accommodation deposit and part daily accommodation payment; with the part Refundable Accommodation Deposit being refunded when you leave the aged care home.

OR

Option 4

Drawdown Payment
What is this?
This option is similar to the combination option but the Daily Accommodation Payment component is taken from your Refundable Accommodation Deposit, with the balance of the deposit refunded when you leave the aged care home.

What'sNext?

Need more information?

We have created a list of the most frequently asked questions when it comes to Aged Care. We hope to support you in any way we can.

Speak with our Community Relationship Team

Looking for advice on finding the right care home for you or your loved one? Our knowledgeable Community Relationship Team is always here to help.

Not sure where to start?We are here to help